Get Ahead in Your Personal Injury Case

Preparing To Handle Your Worker's Compensation Claim

27 September 2019 by Kenneth Pierce

Most days at your job will be uneventful. However, there will always be a risk of suffering an injury or accident that could require significant medical treatment or missing substantial amounts of work. To keep employees protected in these situations, worker's compensation insurance is a requirement for many businesses.

Are All Employees Subjected To Worker's Compensation Protections?

There is a common assumption among workers that every employee will have the protection of worker's compensation coverage. However, this is a common misconception, as there are many exemptions in place that may allow some businesses to avoid buying this type of insurance. For example, it can be common for contractors to be exempted from worker's compensation protection. Understandably, this can lead to some confusion among workers as to whether or not they are protected by these policies. To ensure that you have a thorough and accurate understanding of your protection, you should review your state laws concerning this protection so that you can know what to expect if you face a workplace injury.

When Is It Necessary To Report The Accident Or Injury?

After any accident or injury that occurs while you are at work, you should make sure to report the incident to your manager or human resources manager as soon as possible. This is needed to make sure that the injury is documented and reported. Once this occurs, it will make it easier for a worker's compensation claim to be filed in the future, as there will be a direct paper trail that outlines the date and facts surrounding the incident. When individuals have failed to report their injury to the appropriate individuals, it can make it harder to later trace the injury back to confirm the employer is responsible.

Should You Seek Medical Treatment Before Consulting With An Attorney?

Some individuals may be hesitant about seeking medical treatment after one of these injuries until they have spoken with an attorney. However, this can be a mistake as individuals should always seek medical care as soon as possible following an injury. Otherwise, it may be harder to contest the severity of the injury. If a worker's compensation claim needs to be filed, you can have these medical records transferred to the doctor that will treat your work-related injury. Furthermore, you will likely be compensated for the costs of this initial treatment once the compensation claim has been approved, which can limit the financial impacts that it may have for you.

For more information, reach out to a worker's compensation attorney near you.

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